Pepper Advantage Ireland adds Michael Gibbons and Dr. Hillary Ray to its Board as Non-Executive Directors

– UK, London –  Pepper Advantage Ireland, the Irish entity of Pepper Advantage Group, today announced the appointment of Michael Gibbons and Dr. Hillary Ray to its Board as Non-Executive Directors, effective immediately, adding significant institutional asset management and banking experience to the board.

Concurrently, the Global CEO of Pepper Advantage Group, Fraser Gemmell, has joined the board back as interim Chair as the company further enhances its operations.

Michael Gibbons has also joined the Audit and Risk Committee as Chair.

About Michael Gibbons

Michael Gibbons joins with a wealth of expertise ranging from investment banking to asset management and has held executive board roles for Yew Tree Investment Fund plc and Yew Grove REIT plc, as well as several property management companies.

Michael Gibbons said: “I am delighted to be joining Pepper Advantage Ireland and look forward to supporting the business with experience acquired through a career serving leading investment firms. As the newly appointed Chair of the Audit and Risk Committee, my focus will be to ensure the firm continues to drive the highest standards in risk management and deliver the best outcomes for borrowers and clients.”

About Dr. Hillary Ray

Dr. Hillary Ray joins with twenty years of experience in regulation, compliance, and risk, most recently as Head of Compliance at FFH Management Services, part of the Fairfax Financial Group. She has additional expertise gained at the Central Bank of Ireland, where she led investigations, remediation, and risk mitigation programs.

Dr. Hillary Ray said: “I am excited to join the team at Pepper Advantage Ireland as a Non-Executive Director. My aim is to use my experience working on compliance regimes and corporate governance to improve operational resilience and strengthen customer-centric frameworks. Pepper Advantage is a key player in the Irish market and is committed to striving for the highest standards in the industry, and I am proud to be supporting the team in that journey.”

About Pepper Advantage

Pepper Advantage is a global credit intelligence company that offers a range of data-led and credit management services via a technology platform that spans Asia, Europe, and the United Kingdom. The company, with $55 billion assets under management, operates in multiple asset classes including residential and commercial mortgages, real estate, SME loans, asset financing and leasing, auto and consumer loans, credit cards, retail finance, and BNPL, in addition to offering outsourced operational support services to both financial and non-financial clients. It helps investors, financial institutions, fintechs, and banks manage their credit portfolios, reducing the cost and complexities of systems and supporting new non-bank lending, with a particular focus on clients whose customers are underserved by traditional mainstream lenders.

For more information: https://www.pepper-advantage.ie/

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